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Many choosing to work beyond retirement age

Almost half of over-65s choose to work beyond the average retirement age, research by Zopa and Consumer Intelligence has found.

The survey of more than 2,000 people aged between 50 and 80 revealed that 47% of over-65s continue to work past retirement age. Three in 10 are in unpaid employment while 17% are still in paid employment.

When asked for the reasons why they continue...

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Errors found in a third of credit reports

More than a third of people who have checked their credit report in the last 2 years have found errors, research by uSwitch has found.

A credit report summarises a person's financial history and is used by credit providers to determine their creditworthiness.

The survey of more than 2,000 people found that 38% have found mistakes made by credit referencing agencies.

The...

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Small firms predict 2015 growth

Almost two thirds of small businesses are predicting business growth in 2015, according to a survey by the Federation of Small Businesses (FSB).

The FSB members' survey found that 62% of respondents are optimistic that their business will grow over the next 12 months.

The Q4 2014 survey of almost 1,800 small firms found that:

  • productivity grew 1.1% compared to Q4...
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Pensioner bonds interest rates announced

The interest rate on National Savings and Investments pensioner bonds has been announced by the government.

The 1-year bond will pay an annual interest rate of 2.8% and the 3-year bond will pay 4%.

Important information:

  • people aged 65 and over can invest in the bonds
  • the minimum investment is £500
  • the maximum investment is £10,000 per bond....
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Small firms suffer from poor payment practices

Almost 1 in 5 small businesses have suffered from poor payment practices during the past 2 years, according to research by the Federation of Small Businesses (FSB).

The survey of 2,500 FSB member businesses found that 17% have faced various forms of "supply chain bullying".

The FSB has compiled a list of the most disliked payment practices based on the survey findings:

    ...
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